Start your home search with a local Medford mortgage broker who understands Southern Oregon and the Rogue Valley. Summit Lending Solutions also continues to help Phoenix-area clients and borrowers across our other licensed states secure a clear pre-approval path.
Free – Fast – No Obligation
Preapproval notice: Same-day preapproval may be available following review of credit, income, assets and required documentation. A preapproval is not a commitment to lend and remains subject to lender conditions and final underwriting.
Craig Pribyl NMLS #1034184 | Summit Lending Solutions NMLS #1678996 | Licensed in AZ, CO, ID, OR, WA, WY
Why Pre-Approval Matters
In today’s competitive real estate market, a mortgage pre-approval letter is essential. It tells sellers you are a serious, qualified buyer — and gives you a significant advantage over buyers who haven’t been pre-approved. Craig Pribyl at Summit Lending Solutions can typically issue a pre-approval letter the same day you apply.
Know Your Budget
Shop with confidence knowing a clearer picture of potential borrowing options
Stronger Offers
Sellers take pre-approved buyers more seriously
Faster Closing
early document review may help identify items a lender may need for underwriting
No Surprises
Identify and resolve any credit or income issues early
A quick, informal estimate based on self-reported information. No credit check, no document verification.
Less valuable in a competitive market
A thorough review of your credit, income, and assets. Craig issues a formal letter confirming your approved loan amount.
The gold standard for serious homebuyers
Call Craig, submit documents, Same-day preapproval may be available after review
Work with your real estate agent knowing your exact budget
Submit your offer with the pre-approval letter attached
Craig can request a rate lock from the selected lender and submits the full loan application
Sign documents, get your keys, and move in!
Your Mortgage Broker
Craig Pribyl is the founder and principal mortgage broker at Summit Lending Solutions, LLC. With over 20 years of experience and licenses in 6 states, Craig has helped homebuyers and homeowners across Arizona, Oregon, Idaho, Colorado, Washington, and Wyoming achieve homeownership.
As an independent broker, Craig is not tied to any single lender. He shops dozens of lenders on your behalf to find the competitive rate option and terms for your unique situation — and he handles everything from pre-approval to closing.
Craig Pribyl | Mortgage Broker-MLO
NMLS #1034184 | Summit Lending Solutions NMLS #1678996
AZ-MB#0944661 | CO-#1678996 | ID-MBL#9449 | OR-ML#5637 | WA-CL#1678996 | WY-#3129
“Craig got us pre-approved in just a few hours. We had been turned down by our bank and were feeling hopeless. Craig found a loan program that worked for our situation and we closed on our dream home 30 days later. He is incredibly knowledgeable and patient.”
Linda & Mark T. | Phoenix, AZ
Lauren Swindoll — 5-Star Google Review
“He made it so I didn’t have to worry or stress about buying a house. Everyone knows it’s tough and stressful to buy a house but Craig did such a good job on helping and doing everything so it was less stressful! He is kind and thoughtful and super fun to work with 100% approve and recommend!!!”
