Based in Medford, Oregon, Summit Lending Solutions proudly serves homebuyers and homeowners throughout the Rogue Valley—including Medford, Ashland, Jacksonville, Central Point, Eagle Point, and Grants Pass—while continuing to assist clients in Phoenix and across our licensed states.

Medford & Southern Oregon Mortgage Broker

Your Medford & Southern Oregon Mortgage Broker — Personalized Guidance, Competitive Rates

FHA · VA · Conventional · USDA · Jumbo Loans | Licensed in AZ, CO, ID, OR, WA & WY

Get Pre-Approved (541) 228-9888

Client-Focused on Google | 20+ Years Experience | 6 States Licensed | Guidance Through Closing

20+Years Experience

6States Licensed

100sFamilies Helped

5★Google Rating

Mortgage Loan Programs in Medford & Southern Oregon

Whether you're buying your first home or refinancing, Summit Lending Solutions has the right loan for you.

🏠

Conventional Loans

Flexible financing with competitive programs. Down-payment requirements vary by program, lender, and borrower qualifications.

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🏛

FHA Loans

Government-backed loans ideal for first-time homebuyers. Low 3.5% down payment.

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🎖

VA Loans

VA loan options for eligible veterans, active-duty service members, and qualifying surviving spouses; lender approval, VA entitlement, appraisal, and qualification apply.

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🌾

USDA Loans

USDA financing may be available to eligible buyers in qualifying rural areas, subject to program, lender, property, and borrower requirements.

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💎

Jumbo Loans

Financing above conventional limits for luxury and high-value properties.

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🔄

Refinance

Explore whether refinancing could lower your rate or access home equity after considering costs, loan terms, and lender requirements.

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Why Summit Lending?

An Independent Mortgage Broker

Unlike a bank that offers only its own products, Craig compares options from numerous wholesale lenders to identify competitive programs suited to your circumstances. He brings over 20 years of mortgage experience and a personal commitment to every client.

Access to multiple lenders, not just one bank
Personalized guidance from application to closing
Personalized preapproval guidance
Licensed in 6 states: AZ, CO, ID, OR, WA & WY
Clear discussion of lender fees, closing costs, and available options

How to Get Your Mortgage in 3 Simple Steps

Getting pre-approved starts with a no-obligation consultation.

Apply Online

Start with a brief preapproval inquiry. Craig will explain whether a credit review and additional documentation are needed.

We Shop Lenders

Craig compares options from numerous wholesale lenders to identify competitive programs suited to your circumstances.

Close & Move In

We provide clear guidance from application through closing.

What Our Clients Are Saying

Real reviews from real homebuyers and homeowners across Arizona and beyond.

      EXCELLENT  
   Based on 43 reviews 
    
 
 
 
   
 
 
       Posted on Google  
    Lauren Swindoll 
 
 
 
 Trustindex verifies that the original source of the review is Google. He made it so I didn’t have to worry or stress about buying a house. Everyone knows it’s tough and stressful to buy a house but Craig did such a good job on helping and doing everything so it was less stressful! He is kind and thoughtful and super fun to work with 100% approve and recommend!!!
  
 
      Posted on Google  
    jill frodsham 
 
 
 
 Trustindex verifies that the original source of the review is Google. We are grateful for the care and skill Summit Lending Solutions offered us as we negotiated buying our new home.  Craig was thoughtful and explained all the variations and detail of securing a home loan.  We felt we were working with a friend who understood our needs and limitations.
  
 
      Posted on Google  
    Leslie Mikolajczyk 
 
 
 
 Trustindex verifies that the original source of the review is Google. Being a first time home buyer, we found Summit Lending Solutions and did not regret it. Craig was beyond helpful, extremely knowledgeable, meticulous in all his paperwork and processes. I would highly recommend him! Great man to interact with and communication is top notch! Thank you Craig and I hope to do business with you again someday.
  
 
      Posted on Google  
    Kenny 
 
 
 
 Trustindex verifies that the original source of the review is Google. I contacted them because of multiple spam calls pretending to be from Summit Lending Solutions when indeed this is scammers who have nothing to do with this company which is very reputable - check other reviews. If you receive a spam/scam call pretending to be them, please do not contact them to complain, they get multiple calls through no fault of their own.
  
 
      Posted on Google  
    R H 
 
 
 
 Trustindex verifies that the original source of the review is Google. Craig Pribyl was an absolute rock star with our home loan!  His response time to our questions and concerns was impressive, even the Escrow officer was impressed!  Craig is very friendly and knowledgeable, which made the loan process a breeze.  We will definitely be calling Craig for any refi's or loans in future.  Thanks Craig, you're the best!
R & J
  
 
      Posted on Google  
    Tyler Himebauch 
 
 
 
 Trustindex verifies that the original source of the review is Google. I live here in Wyoming, I had been renting for a few years at this point and I have never bought a home before. I called Summit Lending Solutions LLC and was introduced to Craig. I didn’t know the first thing or what it took to buy a home. Craig was there to lead me through this process. I could tell by the first time I talked to him that I made an excellent choice on who to go through. Craig is very thorough, will let you know absolutely everything you’re going to need to go about this process. He helped my wife and I through every step and did everything he could to make the process easier. Craig always was in touch giving us updates and I never had a hard time getting ahold of him. If you go somewhere else other than to Craig you’re doing it all wrong! Craig will take care of you, make sure the process is as smooth as possible, and done as quickly as possible! If I could give him 10 stars I would because he did an amazing job!
  
 
      Posted on Google  
    Martin Dewett 
 
 
 
 Trustindex verifies that the original source of the review is Google. Craig is always very responsive and very good at his job.  I have enjoyed working with him.
  
 
      Posted on Google  
    pamela gorman 
 
 
 
 Trustindex verifies that the original source of the review is Google. Craig is the MAN!!!! He is a Rockstar and if there is a path to get you financed he will find it and work his butt off for it. This was our second loan with him and if I ever needed another I would use him again.
  
 
      Posted on Google  
    John Beloit 
 
 
 
 Trustindex verifies that the original source of the review is Google. Craig goes right to work to get you the best mortgage options and rate in the market! I am a repeat customer and recommend him to everyone!

Meet Your Broker

Craig Pribyl — Mortgage Broker & Founder

Craig Pribyl is the founder and owner of Summit Lending Solutions, LLC — an independent mortgage brokerage serving homebuyers and homeowners across six states. With over 20 years of experience, Craig has guided homebuyers and homeowners through mortgage decisions.

As an independent broker, Craig works for you — not a bank. He shops dozens of lenders to find the competitive rates and programs and loan programs tailored to your unique situation.

About Craig Contact Craig

Serving Homebuyers Across 6 States

Summit Lending Solutions is licensed to help clients purchase or refinance in:

Arizona • Colorado • Idaho • Oregon • Washington • Wyoming

Based in Medford and serving Ashland, Jacksonville, Central Point, Eagle Point, Grants Pass, and Southern Oregon, plus Phoenix, Chandler, Scottsdale, Tempe, Mesa, Glendale, Peoria, Tucson, and communities across all licensed states.

Ready to Get Pre-Approved for Your Home Loan?

Call Craig Pribyl directly at (541) 228-9888 or apply online today. Responsive preapproval guidance, no obligation.

Get Pre-Approved Now Contact Us

Toll Free: (888) 885-8687 x101 Direct: (541) 228-9888