Based in Medford, Oregon, Summit Lending Solutions proudly serves homebuyers and homeowners throughout the Rogue Valley—including Medford, Ashland, Jacksonville, Central Point, Eagle Point, and Grants Pass—while continuing to assist clients in Phoenix and across our licensed states.

Medford & Southern Oregon Mortgage Broker

Your Medford & Southern Oregon Mortgage Broker — Personalized Guidance, Competitive Rates

FHA · VA · Conventional · USDA · Jumbo Loans | Licensed in AZ, CO, ID, OR, WA & WY

Get Pre-Approved Free (541) 228-9888

Client-Focused on Google | 20+ Years Experience | 6 States Licensed | Guidance Through Closing

20+Years Experience

6States Licensed

100sFamilies Helped

5★Google Rating

Mortgage Loan Programs in Medford & Southern Oregon

Whether you're buying your first home or refinancing, Summit Lending Solutions has the right loan for you.

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Conventional Loans

Flexible financing with competitive programs. Down-payment requirements vary by program, lender, and borrower qualifications.

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FHA Loans

Government-backed loans ideal for first-time homebuyers. Low 3.5% down payment.

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VA Loans

VA loan options for eligible veterans, active-duty service members, and qualifying surviving spouses; lender approval, VA entitlement, appraisal, and qualification apply.

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USDA Loans

USDA financing may be available to eligible buyers in qualifying rural areas, subject to program, lender, property, and borrower requirements.

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Jumbo Loans

Financing above conventional limits for luxury and high-value properties.

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Refinance

Explore whether refinancing could lower your rate or access home equity after considering costs, loan terms, and lender requirements.

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Why Summit Lending?

An Independent Mortgage Broker

Unlike a bank that offers only its own products, Craig compares options from numerous wholesale lenders to identify competitive programs suited to your circumstances. He brings over 20 years of mortgage experience and a personal commitment to every client.

Access to multiple lenders, not just one bank
Personalized guidance from application to closing
Personalized preapproval guidance
Licensed in 6 states: AZ, CO, ID, OR, WA & WY
Clear discussion of lender fees, closing costs, and available options

How to Get Your Mortgage in 3 Simple Steps

Getting pre-approved starts with a no-obligation consultation.

Apply Online

Start with a brief preapproval inquiry. Craig will explain whether a credit review and additional documentation are needed.

We Shop Lenders

Craig compares options from numerous wholesale lenders to identify competitive programs suited to your circumstances.

Close & Move In

We provide clear guidance from application through closing.

What Our Clients Are Saying

Real reviews from real homebuyers and homeowners across Arizona and beyond.

★★★★★

“Craig and his team were on top of everything and responded to all our requests quickly. They are both amazing to work with and helped us close on time. Highly recommend Summit Lending Solutions!”

Linda & Mark T.
Phoenix, AZ

Lauren Swindoll — 5-Star Google Review

“He made it so I didn’t have to worry or stress about buying a house. Everyone knows it’s tough and stressful to buy a house but Craig did such a good job on helping and doing everything so it was less stressful! He is kind and thoughtful and super fun to work with 100% approve and recommend!!!”

Jill Frodsham — 5-Star Google Review

“We are grateful for the care and skill Summit Lending Solutions offered us as we negotiated buying our new home. Craig was thoughtful and explained all the variations and detail of securing a home loan. We felt we were working with a friend who understood our needs and limitations.”

Meet Your Broker

Craig Pribyl — Mortgage Broker & Founder

Craig Pribyl is the founder and owner of Summit Lending Solutions, LLC — a top-rated independent mortgage brokerage serving homebuyers and homeowners across six states. With over 20 years of experience, Craig has guided homebuyers and homeowners through mortgage decisions.

As an independent broker, Craig works for you — not a bank. He shops dozens of lenders to find the competitive rates and programs and loan programs tailored to your unique situation.

About Craig Contact Craig

Serving Homebuyers Across 6 States

Summit Lending Solutions is licensed to help clients purchase or refinance in:

Arizona • Colorado • Idaho • Oregon • Washington • Wyoming

Based in Medford and serving Ashland, Jacksonville, Central Point, Eagle Point, Grants Pass, and Southern Oregon, plus Phoenix, Chandler, Scottsdale, Tempe, Mesa, Glendale, Peoria, Tucson, and communities across all licensed states.

Ready to Get Pre-Approved for Your Home Loan?

Call Craig Pribyl directly at (541) 228-9888 or apply online today. Responsive preapproval guidance, no obligation.

Get Pre-Approved Now Contact Us

Toll Free: (888) 885-8687 x101 Direct: (541) 228-9888