VA Loans in Arizona | Phoenix | Summit Lending Solutions LLC

VA Loans Arizona. Our utmost priority is to put a smile on your face as you grab the keys to your dream home through VA Loans in Arizona. We offer programs to best take care of our customers’ specific needs. We provide access to Veterans Affairs (VA) Loan benefits for our veterans, service members, and their surviving spouses who may need money to refinance a mortgage or buy a new home. Want to know the best part? You have a chance to benefit from multiple down payment options which makes it one of the most affordable home loans for veterans. In addition, VA loans offer low-interest rates, and there is no Private Mortgage Insurance (PMI) on VA loans so you get to save even more!. Excellent Customer Satisfaction! The process of buying a house was a little crazy at times for us, but Linda and Craig were always on top of everything and responded to all our requests quickly. They are both amazing to work with and they helped us close on time when we thought we wouldn't. Thank you so much for everything! Felicia from Mesa, AZ STRESS-FREE VA HOME LOANS IN ARIZONA. Backed by the U.S. Department of Veterans Affairs, you do not need to have private mortgage insurance (PMI) to apply for a VA loan in Arizona. Yes, there are incredible benefits available to you, and our team at Summit Lending Solutions LLC are committed to providing you with a stress-free mortgage experience that's built on trust. We are always ready to answer any questions you may have during the application process. If you are looking for a reliable mortgage broker, you won't find a better team that cares more than we do! VA Home Loan Requirements in AZ. If you would like to qualify for a VA loan and buy a home, you will need to meet the “requirements” set forth by the lender(s) and the Veterans Affairs. There are three core requirements that are general in nature and must be: Approved Borrower. A government entity does not back VA Loans in Arizona. They are handled by 3rd party lenders, which means you will need to abide by their “qualified borrower” guidelines. Qualified Active Duty or Veteran. Though it seems straightforward to ascertain an active duty and veteran, lenders still have a list of qualifying criteria, aka “The minimum service criteria.” They are generally centered around things like qualified service dates, days of active service, and a few more. We have a list for you. Qualified Home. All homes are not created equal in terms of loan eligibility. VA Loans require specific property qualifications that the house you want to buy must meet. These are generally handled during the appraisal process, but we can help you get informed, so things go smoothly. VA Loans are genuinely a great option if you’re looking to settle down and find a place to call home. These loans are outstanding for qualified individuals who need flexible down payment options with favorable interest rate options. Va’s are not the type of loans for something like a fixer-upper because going back to the property requirements, there could be some conflict there. You would want to look at a conventional loan for something like a fixer. Send Request Documents Ready to apply for your Arizona VA loan? Click here to see a checklist of the documents you are required to prepare and send for your application. Get Approved Your journey to achieving your goal of homeownership starts with you getting pre-approved. We are always available to help you through every step of the process. Contact Us Need Help? Email Us: craig@summit-lending.com Call Us: (480) 865-2070 Visit Us: 2980 E Northern Ave, Building C, Phoenix, AZ 85028 VA HOME LOANS PHOENIX, AZ. Summit Lending Solutions LLC offers an easy and supportive VA loan process. Now you can potentially refinance your home or purchase a new one with great down payment options and flexible fixed interest rates. Schedule a free consultation with Summit Lending Solutions LLC to start your Arizona VA Loan application process smoothly. FAQs. 1 What is a VA Loan? A VA loan is issued by private lenders that are guaranteed by the U.S Department of Veterans Affairs (VA). 2 How does a VA Loan work? A VA Loan is a government-backed non-conventional mortgage loan. The Department of Veterans Affairs guarantees a portion of the loan which helps you and your private lender face less risk. You can read more at VA.Gov 3 Who qualifies for a VA Loan? You are considered eligible for VA Loan if you are a veteran, an active duty service member, or a spouse of a living or deceased service member. 4 How many times can you use a VA Loan? There’s no limit to the number of times you can use a VA Loan. As long as you are eligible, you can enjoy the lifetime benefits. × WELCOME TO OUR SECURE ONLINE PRE-QUALIFICATION FORM. Once you submit your information it will receive immediate attention by one of our representatives. Borrower information (Required Information fields appear in Bold) APPLY NOW Still Need Help? craig@summit-lending.com Email Us: (480) 865-2070 Call Us: 2980 E Northern Ave, Building C, Phoenix, AZ 85028. Visit Us: We Provide Superior Customer Service and Speed CONTACT US