About Summit Lending Solutions

Your Trusted Mortgage Broker in Phoenix, AZ

Independent. Experienced. On Your Side. Serving Homebuyers Across Arizona, Oregon, Idaho, Colorado, Washington and Wyoming.

8+
Years Experience
6
States Licensed
50+
Lenders Shopped
5.0
Google Rating

Founder & Principal Broker

Meet Craig Pribyl

Mortgage Broker-MLO | NMLS #1034184

Craig Pribyl is the founder and principal mortgage broker of Summit Lending Solutions, LLC — an independent mortgage brokerage built on the belief that every homebuyer deserves honest guidance, competitive rates, and a broker who works for them, not for a bank.

With over 8 years of experience in the mortgage industry, Craig has helped hundreds of families across six states achieve the dream of homeownership. Whether you are a first-time buyer navigating the process for the first time, a veteran using your VA benefit, a rural buyer exploring USDA options, or a homeowner looking to refinance and save — Craig has the knowledge and lender relationships to find the right loan for your situation.

As an independent broker, Craig is not tied to any single lender or product. He shops over 50 lenders on your behalf to find the most competitive rate and terms available — something a bank or credit union simply cannot do. His clients consistently praise his responsiveness, transparency, and ability to close loans efficiently, often in 21-30 days.

Credentials & Licensing

NMLS #1034184
Individual License
Company NMLS #1678996
Summit Lending Solutions LLC
AZ-MB#0944661
Arizona
CO-#1678996
Colorado
ID-MBL#9449
Idaho
OR-ML#5637
Oregon
WA-CL#1678996
Washington
WY-#3129
Wyoming

Contact Craig Directly

(480) 865-2855 Direct

(888) 885-8687 x101 Toll Free

craig@summit-lending.com

4280 Dark Hollow Rd.
Medford, Oregon 97501

Our Story

Why We Started Summit Lending Solutions

Summit Lending Solutions was founded with a simple but powerful mission: to give homebuyers access to the same mortgage options and expertise that were previously only available to the well-connected. Too many people were walking into their bank, accepting whatever rate they were offered, and leaving tens of thousands of dollars on the table over the life of their loan.

Craig built Summit Lending Solutions to be different. As an independent brokerage, we are not incentivized to push any particular lender or product. Our only incentive is to find you the best loan possible — because our business is built entirely on referrals and repeat clients who trust us to do right by them.The name Summit reflects our commitment to reaching the highest standard in everything we do — from the rates we find to the service we provide from application to closing.

Independence

We are not a bank. We are not tied to any lender. We work exclusively for you, shopping the market to find the best rate and terms available for your situation.

Transparency

No hidden fees, no surprises at closing. Craig explains every number on your Loan Estimate and walks you through every step of the process in plain English.

Responsiveness

When you have a question, Craig answers it personally. You will never be passed off to a call center or left waiting days for a reply.

Results

Our clients close. Craig has a track record of finding solutions for borrowers that banks have turned away, and closing loans efficiently so you can move into your home on schedule.

Why Work with an Independent Mortgage Broker?

Not all mortgage lenders are created equal. Here is how Summit Lending Solutions compares.

Summit Lending SolutionsYour BankOnline Lender
Lenders Shopped50+ Lenders1 (Themselves)3-5 Partners
Personal ServiceDirect with CraigRotating StaffCall Center
Loan ProgramsAll TypesLimitedLimited
Works For YouAlwaysWorks for BankWorks for Investors
States LicensedAZ, CO, ID, OR, WA, WYVariesVaries

Where We Serve

Summit Lending Solutions is licensed and actively serving clients in 6 states.

Arizona AZ-MB#0944661

Phoenix, Chandler, Scottsdale, Tempe, Mesa, Gilbert, Glendale, Peoria, Surprise, Tucson, Flagstaff, Sedona, Prescott

Oregon OR-ML#5637

Medford, Portland, Salem, Eugene, Bend, Grants Pass, Ashland, Klamath Falls, Roseburg

Colorado CO-#1678996

Denver, Colorado Springs, Aurora, Fort Collins, Boulder, Pueblo, Lakewood, Arvada, Westminster

Washington WA-CL#1678996

Seattle, Spokane, Tacoma, Vancouver, Bellevue, Kirkland, Redmond, Olympia, Yakima

Idaho ID-MBL#9449

Boise, Nampa, Meridian, Idaho Falls, Pocatello, Caldwell, Twin Falls, Coeur d’Alene

Wyoming WY-#3129

Cheyenne, Casper, Laramie, Gillette, Rock Springs, Sheridan, Jackson, Cody

What Our Clients Are Saying

★★★★★

“Craig got us pre-approved in just a few hours. We had been turned down by our bank and were feeling hopeless. He found a loan program that worked for our situation and we closed on our dream home 30 days later. Incredibly knowledgeable and patient.”

Linda & Mark T. | Phoenix, AZ

★★★★★

“Craig saved us over $400 a month on our refinance. He found a rate we didn’t think was possible and had us closed in under 30 days. He is professional, responsive, and genuinely cares about getting you the best deal. Highly recommend Summit Lending Solutions.”

James R. | Chandler, AZ

★★★★★

“As a first-time homebuyer I had no idea what I was doing. Craig walked me through every step, explained everything in plain English, and made sure I understood my options. I felt completely confident going into my home search. Could not have done it without him.”

Sarah M. | Scottsdale, AZ

Ready to Work with Craig?

Get a free consultation and pre-approval today. No obligation, no pressure — just honest mortgage advice from an experienced broker who is on your side.