Summit Lending Solutions, LLC (“Summit Lending,” “we,” “our,” or “us”) respects your privacy. This policy describes how we collect, use, and disclose information through our website, communications, and mortgage brokerage and correspondent lending services. It does not replace a separate financial privacy notice provided when required by law.
1. Information We Collect
We may collect your name, contact information, and information submitted through website inquiries or communications. In connection with a mortgage application, we may collect Social Security numbers, dates of birth, employment and income information, assets, liabilities, property information, and other financial documents. We may also obtain information from credit reporting agencies, employers, lenders, real estate professionals, and title or settlement providers as permitted by law.
2. How We Use Information
We use information to answer inquiries; evaluate, arrange, originate, process, underwrite, fund, and close mortgage loans; verify identity and eligibility; communicate about loan services; prevent fraud; maintain records; comply with legal obligations; and operate and improve our website. We may send marketing communications where permitted by law, subject to applicable choices and opt-outs.
3. When We Share Information
We may share information as permitted or required by law with lenders, investors, credit reporting agencies, loan processors, underwriters, appraisal providers, title and escrow companies, closing and technology providers, regulators, and other parties needed to provide requested services. We may also disclose information with your direction or consent, to prevent fraud, or as required by legal process. Our handling of nonpublic personal financial information is subject to applicable financial privacy laws and any separate financial privacy notice. We do not sell borrower nonpublic personal financial information.
4. Cookies and Google Analytics
Our website may use cookies and similar technologies, including Google Analytics if enabled, to understand site traffic, such as pages visited, browser or device information, referral sources, and interactions with the site. Google Analytics may receive online identifiers and technical usage information. You can manage or block cookies through your browser settings; some site features may be affected. If we use advertising pixels, targeted advertising tools, or additional tracking technologies, we will update this disclosure and provide any choices required by applicable law. Please do not enter Social Security numbers or sensitive financial documents into general inquiry forms.
5. Data Security and Retention
We use administrative, technical, and physical safeguards designed to protect personal information consistent with applicable requirements. No transmission or storage system is completely secure. Sensitive application materials should be submitted through designated secure application or document-delivery channels, not ordinary email or general contact forms. We retain information as needed for loan services, recordkeeping, regulatory requirements, fraud prevention, and other lawful purposes; retention periods depend on the record and applicable law.
6. Privacy Choices and Requests
You may contact us to ask about information we maintain, request correction where appropriate, or opt out of eligible marketing communications. Additional privacy rights may apply depending on your location, the information involved, and statutory exemptions. We review requests and respond as required by applicable law; some information cannot be deleted because of recordkeeping or other legal obligations.
7. Financial Privacy Notices
Mortgage-related nonpublic personal financial information may be governed by the Gramm-Leach-Bliley Act and Regulation P. Where required, we provide a separate financial privacy notice explaining relevant information-sharing practices and available choices. This website policy does not replace that notice. You may request information about the financial privacy notice using the contact details below.
8. State Laws
Summit Lending provides mortgage services in states where it is appropriately licensed, including Arizona, Colorado, Idaho, Oregon, Washington, and Wyoming. Applicable privacy rights vary, and some state privacy laws exempt certain financial institutions or GLBA-regulated information. We evaluate requests under laws applicable to our business and the information concerned.
9. Third-Party Sites and Services
Our website may link to third-party sites, including loan application and lender portals. Those services may have separate privacy notices and practices. Please review them before submitting information.
10. Children
Our website and mortgage services are intended for adults and are not directed to children under 13. We do not knowingly collect personal information online from children under 13.
11. Updates
We may revise this policy when our practices or legal obligations change. The updated policy will be posted with a revised date, and additional notice will be given where required.
12. Contact Us
Summit Lending Solutions, LLC
4280 Dark Hollow Rd., Medford, Oregon 97501
Phone:
(541) 228-9888 | Toll-free:
(888) 885-8687 ext. 101
Email:
craig@summit-lending.com
Company NMLS #1678996 | Craig Pribyl, NMLS #1034184
