Please read these Terms of Service (“Terms”) carefully before using the website located at summit-lending.com (the “Site”) or engaging the services of Summit Lending Solutions, LLC (“Summit Lending,” “we,” “us,” or “our”). By accessing or using our Site or services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Site or services.
Summit Lending Solutions, LLC is a licensed mortgage broker. Craig Pribyl (NMLS #1034184) is the principal broker. Company NMLS #1678996. Licensed in Arizona (AZ-MB#0944661), Colorado (CO-#1678996), Idaho (ID-MBL#9449), Oregon (OR-ML#5637), Washington (WA-CL#1678996), and Wyoming (WY-#3129).
By accessing or using this Site, submitting a loan inquiry, completing a pre-approval application, or otherwise engaging with Summit Lending Solutions, LLC, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy, which is incorporated herein by reference. These Terms constitute a legally binding agreement between you and Summit Lending Solutions, LLC. If you are using this Site on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.
Summit Lending Solutions, LLC is an independent mortgage brokerage that provides mortgage loan origination services, including but not limited to:
As a mortgage broker, Summit Lending Solutions, LLC acts as an intermediary between borrowers and wholesale lenders. We do not fund loans directly. All loan decisions are made by the lender, not by Summit Lending Solutions, LLC.
NMLS Consumer Access
Summit Lending Solutions, LLC | Company NMLS #1678996
Craig Pribyl | Individual NMLS #1034184
You may verify our licensing at www.nmlsconsumeraccess.org
Summit Lending Solutions, LLC is licensed as a mortgage broker in the following states:
We are not licensed to originate mortgage loans in states other than those listed above. This website does not constitute an offer to originate loans in any jurisdiction where we are not licensed. This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
Nothing on this website or in any communication from Summit Lending Solutions, LLC constitutes a commitment to lend or a guarantee of loan approval. Loan approval is subject to credit review, income verification, property appraisal, title review, and final underwriting approval by the lender.
Interest rates, loan terms, and program availability are subject to change without notice and may vary based on your credit profile, loan-to-value ratio, property type, occupancy, and other factors. Rates and terms displayed on this website are for illustrative purposes only and do not constitute a rate lock or commitment.
A pre-approval or pre-qualification is not a final loan commitment. Final loan approval is contingent upon satisfactory completion of the underwriting process, including verification of all information provided in your application.
All content on this Site, including but not limited to text, graphics, logos, images, and software, is the property of Summit Lending Solutions, LLC or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any content from this Site without our prior written consent.
You are granted a limited, non-exclusive, non-transferable license to access and use this Site for personal, non-commercial purposes in connection with evaluating or obtaining mortgage services from Summit Lending Solutions, LLC.
You agree not to use this Site to:
You agree to provide accurate, current, and complete information in all applications, forms, and communications with Summit Lending Solutions, LLC. Providing false or misleading information in connection with a mortgage application is a federal crime under 18 U.S.C. Section 1014 and may result in civil and criminal penalties. Summit Lending Solutions, LLC reserves the right to verify all information provided and to decline or withdraw from any transaction based on inaccurate or fraudulent information.
This Site may contain links to third-party websites, including lender portals, government resources, and real estate platforms. These links are provided for your convenience only. Summit Lending Solutions, LLC does not endorse, control, or assume responsibility for the content, privacy practices, or terms of any third-party website. Your use of third-party websites is at your own risk and subject to the terms and conditions of those sites.
THIS SITE AND ALL CONTENT, SERVICES, AND INFORMATION PROVIDED HEREIN ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
Summit Lending Solutions, LLC does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. We do not warrant the accuracy, completeness, or timeliness of any information on the Site. Mortgage rates and program information are subject to change without notice.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, SUMMIT LENDING SOLUTIONS, LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SITE OR SERVICES.
In no event shall our total liability to you for all claims arising out of or relating to these Terms or your use of the Site exceed the amount paid by you, if any, for accessing the Site during the twelve (12) months preceding the claim. Some jurisdictions do not allow the exclusion or limitation of certain damages, so the above limitation may not apply to you.
You agree to indemnify, defend, and hold harmless Summit Lending Solutions, LLC, its officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to: (a) your use of the Site or services; (b) your violation of these Terms; (c) your violation of any applicable law or regulation; (d) any false or misleading information you provide; or (e) your infringement of any third-party rights.
Equal Credit Opportunity Notice
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract), because all or part of the applicant’s income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau (CFPB), 1700 G Street NW, Washington, DC 20552.
Fair Housing Notice
We are pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.
By submitting a contact form, loan inquiry, or pre-approval application on this Site, you consent to receive electronic communications from Summit Lending Solutions, LLC, including emails, text messages, and phone calls, in connection with your inquiry or application. Standard message and data rates may apply to text messages.
You may opt out of marketing communications at any time by contacting us at craig@summit-lending.com or by using the unsubscribe link in any marketing email. Opting out of marketing communications will not affect transactional communications related to your loan application.
These Terms shall be governed by and construed in accordance with the laws of the State of Oregon, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or your use of the Site or services shall first be subject to good-faith negotiation between the parties.
If the dispute cannot be resolved through negotiation, it shall be submitted to binding arbitration in Jackson County, Oregon, in accordance with the rules of the American Arbitration Association. Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent irreparable harm. You waive any right to a jury trial and agree that any claims shall be brought in your individual capacity, not as a class action.
Summit Lending Solutions, LLC reserves the right to modify these Terms at any time. When we make material changes, we will update the “Last Updated” date at the top of this page. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
If you have questions about these Terms of Service, please contact us:
Summit Lending Solutions, LLC
Craig Pribyl, Mortgage Broker-MLO | NMLS #1034184
Company NMLS #1678996
4280 Dark Hollow Rd. Medford, Oregon 97501
Direct: (541) 228-9888 | Toll Free: (888) 885-8687 x101
Fax: (480) 865-2069
Email: craig@summit-lending.com
NMLS Consumer Access: www.nmlsconsumeraccess.org
Summit Lending Solutions, LLC | Company NMLS #1678996 | Craig Pribyl NMLS #1034184 | AZ-MB#0944661 | CO-#1678996 | ID-MBL#9449 | OR-ML#5637 | WA-CL#1678996 | WY-#3129
4280 Dark Hollow Rd. Medford, OR 97501 | (541) 228-9888 | (888) 885-8687 x101 | craig@summit-lending.com
This is not a commitment to lend. All loans subject to credit approval. Equal Housing Opportunity. This site is not authorized by the New York State Department of Financial Services.
